Currency Exchange in Tokyo: 3 Convenient ways in 2019

by Tien - TripleLights travel specialist

We can all agree that being cash strapped while traveling in a foreign country is an unpleasant experience that we'd rather avoid. Luckily there are always many ways to exchange your currency in Tokyo, the question is which ones are the most convenient and gives you the best Yen exchange rate.

Note that before deciding whether not to exchange money in Japan, you should check whether the currency exchange in Tokyo is better than doing it in your own country. For example, the USD to Yen exchange rate may be lower in the US but it is higher in Japan as JPY is an uncommon currency in many countries. Therefore you should exchange in Japan.

On the other hand, you may also find that in certain South-East Asian countries, the foreign exchange market is competitive then it would be preferable to exchange cash in your own country. Below I will show you the three most convenient ways of currency exchange in Tokyo!

Currency Exchange in Tokyo: 3 Convenient ways in 2019


Currency exchange in Tokyo, where do I go?

I believe there are three main ways to make the best out of currency exchange in Tokyo specifically and Japan as a whole.


1. Through Public Exchange areas

International Airports always offer many currency exchange counters as well as machines. These counters have longer business hours than in the city where they close at 3 pm. 

Note: If you're exchanging cash, make sure the notes are in clean and undamaged condition. Otherwise, they can refuse service if the notes are deemed unusable. 

Currency Exchange in Tokyo: 3 Convenient ways in 2019

In major train stations such as Shinagawa, Shinjuku, and Ikebukuro, exchange machines are also available for use. Some even have manned currency exchange counters that are very foreigner-friendly.

That's not all...

Major department stores such as Takashimaya, Mitsukoshi, and Isetan also offer currency exchange services. In addition, most hotels in Tokyo now have those services as well.

Currency Exchange in Tokyo: 3 Convenient ways in 2019Another thing,

If you're unsure where to go for currency exchange in Tokyo or don't know when the bank closes then maybe you should visit a "Smart exchange currency machine"! Although at the moment, they only accept 12 currencies and are only available in popular stops; namely, Asakusa, Shibuya, Shinjuku, and Akihabara. They are very user-friendly and exchange rates are not too bad! 

The only difference between this and an ATM is that there is no card required, you only need to insert cash to exchange to your desired amount of money! 

Note: Although this is a machine, there is a closing time which is 10 p.m (some even earlier) so be sure to plan ahead if you're looking to exchange some cash!

Currency Exchange in Tokyo: 3 Convenient ways in 2019


2. Through an ATM

ATMs can be found literally everywhere which makes them very convenient. This is due to the fact that convenience stores and most postal offices are equipped with at least one or two of these machines and almost all have an English option available. However, not all ATMs accept foreign cards, the few exceptions are Postal ATMs (JP Bank for example) and 7-11 ATMs. Although exchange rates among these machines are competitive, the service fees will vary depending on what card you're using so contact your bank beforehand to check the overseas transaction fees.

Currency Exchange in Tokyo: 3 Convenient ways in 2019

While 7-11 ATMs are available 24/7, most Postal ATMs will close early unless it is in a central office (Shinjuku, Shibuya, etc..) These Postal machines will also close on Sundays and Public Holidays so be careful. 

For international cards, remember to notify your bank about your usage overseas. Some banks may not allow withdrawal overseas without confirmation from the holder to avoid cases of fraud. Also, you may want to check your withdrawal limit in accordance with international transactions so you don't accidentally overspend your cash!


3. Through a Traveler's Check 

A traveler's check is a check that can be used in placement for cash as a fixed amount while traveling overseas. In terms of the currency exchange rate, a Traveler's check easily trumps the previous two methods. The downside is it can be rather inconvenient. You must first get it in your home country then find a place in Tokyo where you can exchange it since they cannot be used as payments for goods or services in Japan. Most of the time they will only accept a limited number of currencies in Japan.

Places to look for are those with the Authorized Foreign Exchange Bank sign such as leading banks, hotels, and international airports to change for cash.

Currency Exchange in Tokyo: 3 Convenient ways in 2019

Best currency exchange in Tokyo

Point is...

Japan's currency exchange services are one of the most accessible in the world. Although all three methods have their own merits, if you're visiting Japan for a short amount of time then we believe using ATMs at convenience stores and post offices is the best option.

The Public Exchange areas may be convenient but may not be secured if you go to rather "shifty" places. On the other hand, ATMs can be found everywhere and most are accessible 24/7. So if you want to avoid any inconvenience along your trip then withdrawing through an ATM may be the way to go.

Currency Exchange in Tokyo: 3 Convenient ways in 2019


Why not make your journey hassle-free and more interesting?

You may find that when you want to do things like exchange money, it may get overly complicated which may make the trip less enjoyable as it can be. Maybe, you just want to go wherever you want without the need to stress over what to do and how to do it. Luckily, at TripleLights we offer the best customizable tours and Local Guides to help you on your journey across Japan.

Want to create your own tour, where you decide where you want to go? 

You can Send a message to our local guides to find a suitable itinerary and quotation for a memorable experience.

Want someone to create a tour for you?

Then why not Request a Tour. Simply type what you would like to see and our guides will send you quotes and recommendations depending on what you're interested in as well as budget.

Over at TripleLights, we offer the best professional Local Guides across Japan that will help you plan your trip. You can also check our Private Tours for Tokyo.

Blogs About Tokyo

Cool Things to Do in Tokyo: 2019 Hidden Gems

Monkey Onsen: The Best Places to Seeing Snow Monkeys in Japan

9 Best and Most Popular Tokyo Tours

Tuna Auction in Tokyo: Toyosu Fish Market Guide 2019

Did you like my article?

If you are interested to know more and save your time during your trip to Tokyo, You can send a message to our local guides to get a customized itinerary and quotation for an unforgettable experience.

In the TripleLights website you can find the best professional guides all over Japan to help you plan your trip. Check our local guides for Tokyo

11 Mar 2019

Plan your trip to Tokyo

Chat with a local tour guide who can help organize your trip.
Get Started

Recent Tour Reviews in Tokyo

“ Akira The Perfect Guide for Tokyo ”

14 hours ago Traveler: Lye -   Tour Guide: AKIRA

We had two wonderful days with Akira guiding us around in Tokyo on 21 and 23 Jun. I was in Tokyo with my 90-year old mum, my friend whose mum is 77 years old. Due to their age we brought wheelchairs to facilitate them in the sight-seeing. The itinerary was well planned and we didn't feel rushed or hurried when touring. Akira was thoughtful and he planned trip at a very good pace for us. He boug...
read more

“ Best guide to discover Tokyo and get to know Japan ”

1 day ago Traveler: Eduardo -   Tour Guide: MAYUMI

I travelled to Tokyo with my family of 5. Mayumi was extremely helpful right from the time we booked a tour with her, she helped us decide how to define the rest of our trip to Japan. She was always very quick to respond to our questions, provided very comprehensive responses and made great suggestions for our trip. During the 2 full days we spent with her she was highly flexible to accommodate o...
read more

“ Kind and flexible with Many changes ”

1 day ago Traveler: Denimar -   Tour Guide: Toshihiro

Toshiro was kind and patient with us (Family of 5 incl my mom who has issues walking far due to foot pain). He made sure we take elavator/escalators as much as possible. We had to change the itinerary as we go depending on the weather and if my mom could still carry on. We would not have seen the sights in two days without a private guide and Toshiro made it possible. Thank you Toshiro San for the...
read more

“ Fantastic day out in Tokyo with Taka ”

2 days ago Traveler: Nerilee -   Tour Guide: Taka

Thank you Taka for a very enjoyable and memorable day out in Tokyo. We went to so many different places in just one day and I felt I gained a great overview of many different aspects of Tokyo - both the old and the new. You were very knowledgable about the city and its history, and shared many interesting insights. I highly recommend Taka for anyone looking for a warm, engaging, considerate guide...
read more

“ Excellent Tour Guide ”

2 days ago Traveler: JOE -   Tour Guide: KAHOKO

Kahoko is an Excellent Japan Tour Guide - it’s our first time in Japan and we arranged for a pick up at Narita Airport took the bus to Downtown Tokyo - my wife and I Checked In at our hotel and started our tour that afternoon- brought us the this authentic ramen place for dinner - loved it ! The next day is a full day of our tour and brought us to SkyTree, Asakusa, Shibuya - went shopping for ou...
read more

“ Imperial Palace Tour ”

2 days ago Traveler: Patricia -   Tour Guide: Yuki

Yuki was great! He was so patient with us and all our many questions. He not only took us on the guided tour but also went out of his way to give us tips on how to easily navigate our way around Tokyo, and more!
read more

“ Enjoyable Tokyo day trip ”

2 days ago Traveler: Santosh -   Tour Guide: Junichi

We took a day trip within Tokyo with Junichi san, and should say that we had a very good time with him checking out various places. We also had a unplanned stop at the palace hotel which was a nice stopover. Junichi san took us to a lovely place for Sushi lunch which we all enjoyed. He is kind, informative and very accommodating.
read more

“ Akira made Tokyo experience fantastic! ”

3 days ago Traveler: Brendan -   Tour Guide: AKIRA

Akira was wonderful. From his firm grasp of English to his understanding of cultural nuances, Akira was the perfect host to guide our family of five through Tokyo. We visited cultural locations, special food spots and points of interest that were made better by Akira's explanations. We loved Akira and would use him again.
read more

“ Anime in a day pop culture tour ”

3 days ago Traveler: Corrinne -   Tour Guide: HIROKO

We had the most fun day with Hiroko. She was able to show us a different type of tour by changing trains,walking to Meiji Shrine and then to Harajuku.💕In Akihabara we saw lots of shops and drought some figurines.😻lots of walking and great day. Hiroko is the very lovely lady and she made sure we did everything we wanted and saw us safely back on the train to our destination
read more

“ Two interesting days in Tokyo ”

Very Good
3 days ago Traveler: Lindy -   Tour Guide: Junichi

Junita spent two days showing us various areas of Tokyo. He drew up our itinerary and we enjoyed several different areas with him and learned how to use the metro. His spoken English is excellent although he didn't catch some of our questions. We were unlucky with the weather on the second day, as it rained heavily the whole day, which was discouraging. But we still managed to get through most of ...
read more

Related cities

Plan your trip to Tokyo

Chat with a local tour guide who can help organize your trip.
Get Started